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Specialists in Farming Finance
When it comes to the agricultural industry, securing the right financing can be the key to growth and success. At Fundur, we specialise in providing tailored financial solutions to meet the unique needs of farmers and agricultural businesses. Welcome to our Farming Finance sector page, where you’ll discover how we can empower your agricultural endeavours.
Reliable & Personable Brokers
Reliable brokers, that you can trust.
As a fast-growing, independent finance arrangement service provider, we provide impartial, honest and straightforward solutions to support SME organisations across the UK.
Whether your business may be well-established or beginning its journey as a start-up, our team will remain a reliable, long-term finance partner to facilitate your growth and expansion plans.
NATIONAL FINANCE BROKERAGE SINCE 2020
Agriculture Finance Specialists
Fundur offers a wide range of financing options tailored to the agricultural industry, including:
- Crop and Livestock Loans: Secure the capital needed for planting, growing, and harvesting crops or for managing your livestock operations.
- Equipment Financing: Upgrade your farm’s equipment with our financing solutions, designed to improve efficiency and productivity.
- Land Purchase and Expansion Loans: Whether you’re looking to expand your acreage or purchase additional land, we can help you navigate the complexities of real estate financing.
- Operating Lines of Credit: Ensure you have the working capital necessary for day-to-day operations, including purchasing seeds, fertilizer, and livestock feed.
1. Complete our form and confirm your requirements.
Using our very easy-to-use business finance application form, you simply complete the required information.
2. Application sent to underwriting for approval and terms agreed.
A Fundur Finance Expert will give you a call to confirm the success of your application.
3. See the funds released
Money is paid out, and now it’s time to start growing your business and use your new capital.
Access funding for agriculture purposes now:
Agriculture Funding FAQs
The Benefits
How Asset Finance Can Help You
Preservation of Cash Flow
Instead of making a large upfront payment to purchase an asset outright, asset finance allows businesses to acquire the necessary equipment or assets while preserving their cash flow. It enables them to spread the cost over time through regular payments, making it easier to manage their working capital and allocate funds to other critical areas of the business.
Access To Equipment
Asset finance allows for the latest equipment & technologies without significant upfront costs. This is particularly beneficial in industries where equipment becomes quickly outdated or requires regular upgrades. By leasing or financing assets, businesses can stay competitive and maintain operational efficiency by using modern, high-quality equipment.
Flexibility & Customisation
Asset finance offers flexibility in terms of repayment structures and contract terms. Lenders often provide tailored solutions to match the specific needs and cash flow patterns of businesses. This allows borrowers to choose repayment schedules, such as monthly, quarterly, or seasonal payments, that align with their revenue generation cycles and business requirements.
Preservation of Credit Lines
Opting for asset finance helps businesses preserve their existing credit lines, such as bank loans or lines of credit, for other purposes. By not tying up their credit capacity in purchasing assets, businesses can maintain financial flexibility and have access to credit when needed for operational expenses, expansion, or unforeseen circumstances.
Tax Benefits
Depending on the jurisdiction and specific regulations, advantages can be provided. Lease payments are often treated as operating expenses, which may be tax-deductible, reducing the overall tax liability for the business. It’s important to consult with professionals or accountants to understand the specific tax implications and benefits applicable to your situation.
Risk Mitigation
In some cases, asset finance arrangements can include maintenance and servicing contracts, providing businesses with additional peace of mind. This can help mitigate the risks associated with asset ownership, as the responsibility for repairs, maintenance, and equipment obsolescence may be transferred to the lessor or financing company.
Overall, asset finance offers businesses and individuals the ability to acquire and utilize necessary assets while managing their cash flow effectively, accessing up-to-date equipment, and maintaining financial flexibility. It’s crucial to carefully evaluate the terms, costs, and conditions of asset finance options to ensure they align with the specific needs and financial objectives of the borrower.
