Fundur – Serving motivated UK businesses ready for growth

Commercial Mortgages

With access to the best rates courtesy of over 300 lenders, we pair your business with the best-suited finance option.

Commercial Mortgages2024-05-08T10:50:22+01:00
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Property Acquisition, Expansion & Refinance

Commercial mortgage financing is a financial solution that enables businesses to acquire, expand, or refinance commercial properties for their operations. This type of financing is especially advantageous for businesses that require real estate assets but may lack the immediate funds to purchase property outright.

Instead, commercial mortgage financing empowers businesses to distribute the property’s cost over a specified period through regular mortgage payments.

Our process is quick & simple

How does business finance work?

1. Submit your business finance enquiry in 60s.

1. Submit your business
finance enquiry in 60s.

Using our very easy-to-use business finance application form, you simply complete the required information.

Using our very easy-to-use business finance application form, you simply complete the required information.

2. A chat about your business and goals.

2. A chat about your business and goals.

A Fundur Finance Expert will give you a call to discuss your application to assist you with your application.

A Fundur Finance Expert will give you a call to discuss your application to assist you with your application.

3. Our Finance experts Work Our Magic.

3. Our Finance experts Work Our Magic.

We then work with our board of partners and lenders to get your the possible rate available.

We then work with our board of partners and lenders to get your the possible rate available.

4. Your no-fuss finance is funded.

4. Your no-fuss finance is funded.

Once you’ve approved the rate you’re happy with, your funding is released to your bank account. Time to scale.

Once you’ve approved the rate you’re happy with, your funding is released to your bank account. Time to scale.

FAQs

Would a Buy-to-let mortgage be more suitable?2023-08-29T16:17:57+01:00

Buy-to-let mortgages are suitable for landlords with 10 or fewer properties, who are not purchasing through a business entity.

Can I get a Commercial Mortgage for a new business?2023-08-29T16:15:55+01:00
If you’re a new business interested in purchasing commercial property, we welcome your application. We evaluate all applications based on your circumstances and credit rating.
What’s the difference between a Commercial Mortgage and a home buyer’s mortgage?2023-08-29T16:14:49+01:00

A Commercial Mortgage is a type of loan that is secured by a commercial property. Our Commercial Mortgage can be utilized to buy new commercial premises for business operations or to refinance an existing loan that is secured by an already existing property, helping to generate funds for your business.

A mortgage is a loan secured against a residential property for homebuyers.

A commercial mortgage is designed for commercial properties and is meant specifically for businesses.

What deposit will I need for a Commercial Mortgage?2023-08-29T16:12:19+01:00

The amount you can borrow, your business situation, and your credit assessment will determine the specific requirements. As a general rule, a deposit of 25% of the property’s total value is usually necessary for a Commercial Mortgage.

Commercial Mortgage Financing

Establish A Physical Presence

Commercial mortgage financing offers various options, including fixed-rate mortgages, adjustable-rate mortgages, and refinancing. By harnessing this financing, businesses can secure the property needed for their operations while effectively managing their financial resources.

This financing approach provides the means for companies to establish a physical presence, expand their facilities, or optimize their property holdings. Rather than facing limitations due to limited funds, commercial mortgage financing offers flexibility to seize valuable property opportunities and support sustainable growth.

Key Advantages

Ownership & Appreciation

Property Ownership

Commercial mortgage financing allows businesses to become property owners, providing stability and potential long-term appreciation of real estate assets.

Stable Costs

Fixed-rate commercial mortgages offer predictability in monthly payments, helping businesses better budget and plan for their financial obligations.

Leverage

Businesses can leverage the property as collateral to secure the financing, reducing the need for significant upfront capital and preserving working capital for other operational needs.

Business Expansion

Acquiring or expanding property can accommodate business growth, provide additional space for operations, and support increased customer demand.

Customisation

Commercial properties can be customized to suit the specific needs of the business, optimizing layouts, features, and amenities.

Appreciation

Over time, the value of the commercial property may appreciate, potentially leading to capital gains and increased net worth for the business.

Commercial Mortgage Financing offers a range of benefits to businesses looking to acquire, expand, or refinance commercial properties.

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