Specialists in Automotive & Commercial Vehicle Financing
As a reliable and seasoned commercial finance brokerage operating in the UK, we specialise in providing tailored financial solutions to help you acquire the vehicles you need to drive your business forward. Whether you’re a small business owner looking to expand your fleet or a large corporation in need of a comprehensive vehicle finance package, our team of experts is here to guide you every step of the way.
Reliable & Personable Brokers
Reliable brokers, that you can trust.
As a fast-growing, independent finance arrangement service provider, we provide impartial, honest and straightforward solutions to support SME organisations across the UK.
Whether your business may be well-established or beginning its journey as a start-up, our team will remain a reliable, long-term finance partner to facilitate your growth and expansion plans.
NATIONAL FINANCE BROKERAGE SINCE 2020
Automotive Finance Specialists
Fundur offers a comprehensive range of financing options tailored to the automotive and commercial vehicle industry. Our financing solutions include:
Commercial Vehicle Loans: Whether you need a single delivery van or an entire fleet of trucks, our commercial vehicle loans are designed to make vehicle acquisition simple and cost-effective.
Equipment Financing: In addition to vehicles, we can help you finance essential equipment such as forklifts, loaders, and specialized machinery.
Leasing Options: Choose from a variety of leasing options that provide flexibility and tax advantages, allowing you to upgrade your vehicles as your business grows.
Revolving Credit Lines: Keep your business agile with a revolving credit line that provides you with ongoing access to capital for your vehicle and equipment needs.
We offer the flexibility to prepay your automotive loan without any prepayment penalties. If you come into extra funds or want to pay off your loan ahead of schedule, you can do so without incurring additional charges. This allows you to save on interest and become debt-free sooner.
What are the eligibility requirements for automotive financing through Fundur?Global Exposure2023-08-29T16:25:08+01:00
To be eligible for automotive financing with Fundur, you typically need to meet certain criteria, including a good credit history, stable income, and a valid driver’s license. The specific requirements may vary based on the type of financing and your individual circumstances. We recommend contacting our financial advisors for a personalised assessment of your eligibility.
What types of vehicles can I finance?Global Exposure2023-08-29T16:24:35+01:00
We provide financing options for a wide range of vehicles, including cars, trucks, vans, and even specialised vehicles such as commercial trucks and construction equipment. Whether you’re looking for a new family car or need to expand your business fleet, Fundur has you covered with our automotive finance solutions.
What are some attractive features of automotive finance?Global Exposure2023-08-29T15:59:40+01:00
Flexibility – longer terms, or the deferral of part of the vehicle’s cost to the agreement’s end.
If you would like more information on Automotive Finance, get in touch with us here.
How Asset Finance Can Help You
Preservation of Cash Flow
Instead of making a large upfront payment to purchase an asset outright, asset finance allows businesses to acquire the necessary equipment or assets while preserving their cash flow. It enables them to spread the cost over time through regular payments, making it easier to manage their working capital and allocate funds to other critical areas of the business.
Access To Equipment
Asset finance allows for the latest equipment & technologies without significant upfront costs. This is particularly beneficial in industries where equipment becomes quickly outdated or requires regular upgrades. By leasing or financing assets, businesses can stay competitive and maintain operational efficiency by using modern, high-quality equipment.
Flexibility & Customisation
Asset finance offers flexibility in terms of repayment structures and contract terms. Lenders often provide tailored solutions to match the specific needs and cash flow patterns of businesses. This allows borrowers to choose repayment schedules, such as monthly, quarterly, or seasonal payments, that align with their revenue generation cycles and business requirements.
Preservation of Credit Lines
Opting for asset finance helps businesses preserve their existing credit lines, such as bank loans or lines of credit, for other purposes. By not tying up their credit capacity in purchasing assets, businesses can maintain financial flexibility and have access to credit when needed for operational expenses, expansion, or unforeseen circumstances.
Depending on the jurisdiction and specific regulations, advantages can be provided. Lease payments are often treated as operating expenses, which may be tax-deductible, reducing the overall tax liability for the business. It’s important to consult with professionals or accountants to understand the specific tax implications and benefits applicable to your situation.
In some cases, asset finance arrangements can include maintenance and servicing contracts, providing businesses with additional peace of mind. This can help mitigate the risks associated with asset ownership, as the responsibility for repairs, maintenance, and equipment obsolescence may be transferred to the lessor or financing company.
Overall, asset finance offers businesses and individuals the ability to acquire and utilize necessary assets while managing their cash flow effectively, accessing up-to-date equipment, and maintaining financial flexibility. It’s crucial to carefully evaluate the terms, costs, and conditions of asset finance options to ensure they align with the specific needs and financial objectives of the borrower.
Data Protection Statement: We comply fully with the General Data Protection Regulations (GDPR) 2018 and all client data and information you provide to us will be managed, processed and kept secure in accordance with the GDPR. We will never share, sell or distribute client data to any other third party other than Banks, Lenders, Brokers or Packagers whom we believe may serve the best interests of you the client. Fundur is a trading style of Ace Business Finance Ltd (FRN: 958590) who are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN:630772) who are directly authorised and regulated by the Financial Conduct Authority.