Operating Lease Business Loan

An operating lease is a type of lease agreement that allows businesses to use equipment or machinery without owning it outright. Unlike a capital lease, an operating lease does not typically result in ownership of the asset at the end of the lease term.

Fundur’s operating lease financing covers a wide range of equipment, including machinery, vehicles, IT infrastructure, medical equipment, and more.

Operating leases offer lower upfront costs, preserve capital for other business needs, provide access to the latest equipment and technology, and may offer tax advantages.

Eligibility criteria may vary, but typical requirements include a solid business history, financial stability, and the ability to make lease payments.

Lease terms vary depending on the type of equipment and the needs of the business, but typical terms range from one to five years.

Yes, depending on the terms of the lease agreement, businesses may have the flexibility to upgrade or add equipment during the lease term.

Maintenance and service arrangements vary depending on the terms of the lease agreement. Some operating leases may include maintenance and service as part of the package, while others may require businesses to handle maintenance independently.

At the end of the lease term, businesses typically have the option to return the equipment, renew the lease, or purchase the equipment at fair market value.

Early termination options vary depending on the terms of the lease agreement and may incur additional fees or penalties.

Businesses can apply for operating lease financing by contacting Fundur to schedule a consultation with one of our finance specialists. During the consultation, we’ll assess your equipment needs, discuss lease options, and guide you through the application process.