When applying for a business loan from a bank, several factors are checked to assess your business’s eligibility and creditworthiness. These include business and personal credit history, financial statements, business plans, collateral, cash flow, debt-to-income ratio, industry analysis, management experience, loan purpose, legal compliance, tax returns, profitability, outstanding liabilities, and personal guarantees. Preparing a complete application package and seeking professional guidance can increase your chances of approval. Keep in mind that specific requirements may vary based on the bank and loan type.