Bridge Loans

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Short Term Financing

A bridging loan, also known as a bridge loan, is a short-term financing option designed to provide interim financial support until a more permanent or long-term solution is secured. Bridging loans are commonly used to cover gaps in funding, especially in situations where timing is critical, such as property transactions, business acquisitions, or other ventures that require immediate capital.

Our process is quick & simple

How does business finance work?

Make it happen

1. Submit your business finance enquiry in 60s.

1. Submit your business
finance enquiry in 60s.

Using our very easy-to-use business finance application form, you simply complete the required information.

2. A chat about your business and goals.

A Fundur Finance Expert will give you a call to discuss your application to assist you with your application.

3. Our Finance experts Work Our Magic.

We then work with our board of partners and lenders to get your the possible rate available.

4. Your no-fuss finance is funded.

Once you’ve approved the rate you’re happy with, your funding is released to your bank account. Time to scale.

What Can I Use A Bridge Loan For?

Property Transactions
Property Development
Business Operations

Venture Capital & Startups
Legal Settlements
Investments

Substitute Government Funding
Alternative Investments
Acquisitions & Mergers

FAQs

How long can bridging finance be taken out for?Global Exposure2023-08-29T16:07:58+01:00

How long can bridging finance be taken out for?

When taking out a bridging loan, it’s important to have a plan to repay the loan at the end of the term since these loans are short-term. This plan is commonly referred to as an “EXIT route” and often involves a buy-to-let mortgage to refinance the investment property.

What is an exit strategy in bridging?Global Exposure2023-08-29T16:06:15+01:00

What is an exit strategy in bridging?

When taking out a bridging loan, it is important to have a plan to repay the loan at the end of the short-term term. This plan, commonly referred to as an “EXIT route,” typically involves obtaining a buy-to-let mortgage to refinance the investment property.

What can bridging finance be used for?Global Exposure2023-08-29T16:04:06+01:00

What can bridging finance be used for?

A bridging loan facility is a finance option that is usually used for up to 12 months. It is taken out when a regular mortgage may not be the best option or when it doesn’t meet the lending criteria of the mortgage lender. The fees charged by the bridging lender, including arrangement, valuation and legal fees, tend to be slightly higher than those of a mortgage. This is because bridging finance facilities are typically more complex.

What Is The Difference Between A Bridging Loan And A Mortgage?Global Exposure2023-08-29T16:02:41+01:00

What Is The Difference Between A Bridging Loan And A Mortgage?

Bridging finance and a mortgage differ in that a loan can be secured against a property that may not meet the requirements for a regular term loan. This includes properties that need renovations, will have a change in ownership, or a change in use during the loan period.

Understanding Bridging Loans

Commercial Bridging Loans

From a commercial point of view, bridging loans play a crucial role in facilitating various financial transactions and activities for businesses. These short-term financing solutions offer businesses the flexibility and agility needed to navigate time-sensitive situations and seize opportunities.

Commercial entities need to carefully assess the cost, terms, and feasibility of bridging loans before committing to them. While bridging loans offer rapid financing solutions, businesses must have a well-defined exit strategy to repay the loan within the agreed-upon timeframe and minimize associated risks. Consulting financial experts and advisors is essential to make informed decisions aligned with the business’s strategic goals and financial health.